Bankruptcies:

Nicholas Barrett & Associates work to minimize client losses by working with its lender and servicer clients to speed the process and reduce costs in all bankruptcy proceedings.

Collections:

With years of experience in maximizing asset recovery in all areas of consumer and commercial debt, our employees are trained in all aspects of the Fair Debt Collection Practices Act, the Servicemembers Civil Relief Act and the Fair Credit Reporting Act.  Our Collection Department's data management system provides accurate case tracking and auditing capabilities. 

We have been collecting consumer debt from debtors located primarly in Rhode Island in such areas as judgments, bad checks, mortgages and secured debts. The Firm handles simple debt collections which may be reduced to cash by a Garnishment or Writ of Seizure and excels in complex debt collection matters of all types.

Foreclosures and Evictions:

Our Foreclosure Department provides the highest quality legal services in an expedient timeframe.  The Firm's goal is to minimize potential losses for both the servicer and the investor in the liquidation of delinquent loans by handling all aspects of the foreclosure and eviction processes including but not limited to TRO's (Temporary Restraining Orders), litigations and collections.

The Firm's state-of-the art integrated case tracking and management system assists our employees in quickly managing the changes in work loads to allow for better leverage of the Firm's knowledge and experience.

Real Estate Closings:

Our extensive experience in the Real Estate market allows us to handle the simplest to most complex real estate matter.  We will assess your mortgage loan needs and ensure you obtain a competitive rate loan in a professional, timely manner.  We will also work closely with you during your closing and accomodate your schedule to ensure your closing is handled properly and efficiently.